Newsletters - Goldsborough Financial Services

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Newsletters

Goldsborough produces four newsletters each year.

Copies of recent editions are available below for you to download. If you require Adobe Acrobat for pdf files, please download here. For further information, please contact us.

Goldsborough News - May 2022

The RBA’s Tightrope challenge, Bond Markets Suffer Loses, Strategies to Grow your Super Contributions, MySuper Heatmap, Getting Retirement Ready – from when you start work, Finfluencer Crackdown, Aged Care Means Tested Care Fee Caps

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Goldsborough News - September 2021

The New APRA Performance Test, Aged Care and the Extended Land Use Test, Transitioning to Retirement, Ethical Investing, COVID Re-Contributions, Gifting and Centrelink, Think about Retirement—Even If You Don’t Want To, Goldsborough Seminars, Referral Award Winners, Footy Tipping Winners

Goldsborough News - June 2021

What does the 2021/22 Federal Budget mean for you?, Reducing the financial risk of divorce, Cryptocurrencies – Bitcoin… What is Bitcoin?, Proposed super changes – unlocking the super door for inheritance, Reduced pension minimums, Aged care and financial hardship, Financial advice from TikTok?, Upcoming Seminars in 2021, Referral award

Goldsborough News - March 2021

Stimulus musings.. what in the world is going on?, Commonwealth Home Support Programme, Property perspectives, Centrelink: Exemptions for farming properties, Don’t get short changed when protecting your income, What’s happening in Bond markets (and why it matters)?, Super contribution limits, Upcoming seminars, Referral Award

Goldsborough News - December 2020

Keeping in Touch, A Day in the Life, What is it Worth?, Retiring Retirement, In Praise of Paraplanners, Buy Now Pay Later.. but at what cost?, Gifting Rules revisited, Seminars in 2021

Goldsborough News - September 2020

The Art of Delayed Gratification, The rise of Tech Giants, Changes to Super rules, ESG Investing: what is it and what to consider, Update from the Goldsborough Team, Aged Care – keep or sell the family home, Means testing of main residence when you enter aged care, The fluctuating Australian dollar, Who’s better – Value Managers or Growth Managers, Upcoming Seminars

Goldsborough News - June 2020

Coronavirus Downturn – What’s next, Working from home expenses, A new way to do things.., Insurance benefits and benefits of insurance, Colonial First state – sale to KKR, Reducing Allocated Pension payments, Residential Aged Care Home refunds, Retirement & Aged Care Seminars in 2020

Goldsborough News - March 2020

Economic Update – March 2020, One Steps to Planning an Ideal Retirement, CoronaVirus, Salary Sacrifice or Personal Contributions to Build Super?, Changes to Income Protection, Can Money Buy Happiness? Retirement Living and Aged Care Seminars in 2020, Goldsborough Footy Tipping Competition

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Latest insights

26 May 2022

Financial Planner or Accountant – who do you see?

A financial planner can provide advice on a whole range of financial matters you could be dealing with at different life stages. They can help you manage your debts, plan for retirement, save for your kids’ education and invest in assets, including property. Whether you’re buying your first home, starting a family, changing careers or planning for life after your kids leave the nest, financial planning can offer you all sorts of benefits..

19 May 2022

Alternatives?

Michelle Sanchez

At a time when both share and fixed interest volatility is heightened, it’s important to point out the importance of looking at the long term returns and riding out any short-term hiccups. It’s also worth noting that interest rates on cash are still very low, so while it’s a safer option compared to shares, it’s not necessarily a profitable one given the current inflationary environment. That’s where alternatives come in and why we often include them in our portfolios.

16 May 2022

Centrelink Deeming Rates and the Commonwealth Seniors Health Card

What is deeming? Services Australia (Centrelink) use “deeming” rules to work out income from your financial assets. The actual “deeming rate” (refer below) is the rate of income the government assumes a person's financial assets have earned. It forms a part of the income test for certain Centrelink payments, including the Age Pension. It can affect how much Age Pension a retiree receives.