Aged Care

Planning to enter aged care can be a confusing and stressful time for you and your loved ones. Without support you might be faced with a rushed decision that results in unsatisfactory accommodation and/or a less than optimum financial outcome.

Rest assured, our advisers are here to help with:

  • financial advice on how keeping or selling your home will impact your aged care fees, Centrelink benefits and cash flow
  • setting up an easy-to-understand investment strategy that suits your family’s circumstances
  • making the most of any government entitlements

We can also refer you to an aged care consultant who can help you compare, choose, and apply to aged care facilities.

Book an appointment with our friendly aged care adviser today.

Request an appointment for Aged Care

Latest insights

A financial planner can provide advice on a whole range of financial matters you could be dealing with at different life stages. They can help you manage your debts, plan for retirement, save for your kids’ education and invest in assets, including property. Whether you’re buying your first home, starting a family, changing careers or planning for life after your kids leave the nest, financial planning can offer you all sorts of benefits..
At a time when both share and fixed interest volatility is heightened, it’s important to point out the importance of looking at the long term returns and riding out any short-term hiccups. It’s also worth noting that interest rates on cash are still very low, so while it’s a safer option compared to shares, it’s not necessarily a profitable one given the current inflationary environment. That’s where alternatives come in and why we often include them in our portfolios.
What is deeming? Services Australia (Centrelink) use “deeming” rules to work out income from your financial assets. The actual “deeming rate” (refer below) is the rate of income the government assumes a person's financial assets have earned. It forms a part of the income test for certain Centrelink payments, including the Age Pension. It can affect how much Age Pension a retiree receives.