Craig Kirkwood - Goldsborough Financial Services

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Craig Kirkwood

Financial Planner AFP® | M.FF | Authorised Representative No. 401525

A bit about me professionally…

I’ve worked in the financial services industry since 2000, including several years spent working in the UK, before returning to Australia and joining Goldsborough in March 2014.

I’m happy to offer ongoing professional advice incorporating a wide range of financial planning strategies.

I’m passionate about providing you with comprehensive strategic advice – whether you’re just starting out on your wealth building journey, or are nearing retirement.

As Goldsborough’s dedicated Risk Adviser, I aim to ensure you have the appropriate types and levels of insurance cover in place, to suit your own personal situation.

To help new clients really engage with recommendations, I like to use a whiteboard to draw a flowchart of how the strategy will work for you. Feedback I have had from many clients is that this has been valuable in helping them understand the more complicated details

A bit about me personally…

I have two young children who keep me busy outside of the office. When I do have some free time, I like to ride my road bike – for both fitness and fun.

Adviser Ratings Reviews

"My husband and I have been seeing Craig Kirkwood for a couple of years, after he was referred to us by friends. Craig has given us expert advice and has provided a clear strategy for our retirement, which we are very comfortable with. He is easy to talk to and explains everything in a way that we can understand. He is a wealth of knowledge and shows interest in our plans outside of finance. We have already recommended him to a number of our friends."

"I have found Craig very approachable and understanding of my needs. He is able to assist me when I require his expertise. Thank you Craig

"Craig’s expert knowledge and calm, rational approach inspires confidence. He is a clear communicator, consistently responding to all of our queries in a timely manner, whether by phone or email. He readily admits if he is unsure of something, but ALWAYS comes back with correct and relevant information. He consistently remembers fine details from previous meetings and, although he deals with many clients, he always makes us feel that we are significant and important. We know he works tirelessly to produce excellent results for us and the friends that we have recommended to him and this enables us to feel reassured that he genuinely cares about our financial wellbeing."

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Support staff

Denise Roberts

Client Service Manager

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Latest insights

11 September 2026

Donating to your kids

Will Chapman

You’re retired and you’ve set yourself up well financially. You have no debt, no job to lose, no (or little) taxable income, no kids eating your fridge out and ready access to capital. You’re the envy of every financially stressed 40 year old with years of pressure head of them; possibly your own children. You wonder how you can help but you don’t want to just hand over cash without a purpose, and you also don’t want to create dependency or expectations.

27 August 2026

Deeming Rates To Rise and Aged Pension Payments to Increase

From 20 September 2026, Australia's social security deeming rates will rise by 0.5%,

21 August 2026

Fear of Running Out of Money in Retirement: How Australians Can Retire with Confidence

One of the biggest concerns facing Australians approaching retirement is the fear of running out of money. Financial experts have even coined a term for it: FORO (Fear of Running Out). While this anxiety is understandable, research suggests that many retirees may be more financially secure than they realise. By understanding the factors that influence retirement income and longevity, Australians can make more informed decisions and enjoy their retirement with greater confidence.