Matthew Kelly

Certified Financial Planner ® | B.Bus | Dip.Bus

I place a great deal of importance in listening to my clients, to gain an understanding of their situation and what their objectives are – and then educating them so they feel comfortable to make an informed decision.

 I very much value and enjoy the long-term relationships I’ve built with many clients, and look forward to building one with you also.

A bit about me professionally…

I’ve been advising clients since 2006 and can assist with all general financial planning matters, such as retirement planning and Centrelink issues.

My speciality is in Aged Care. This is an important service that Goldsborough and I are pleased to be able to provide to clients and/or their families.

If you’re seeking advice on aged care for yourself or a loved one, I’m happy to have a group meeting with all family members who are key to the process.

Working in conjunction with other aged care professionals when needed, my aim is to ensure the best possible outcome by helping you navigate your way through this complicated area.

I regularly host retirement living and aged care seminars in the Goldsborough boardroom, providing general information to help people just starting on the journey.  You can find out more here. I’ve also been a guest speaker on this topic for other groups and organisations.

A bit about me personally…

My family and I are all heavily involved in sport – especially football, cricket and netball. So much of my time away from the office is spent proudly watching and supporting my three children with their sporting commitments. I’m also a keen fisherman and very much enjoy being out on the water catching what’s available, based on the season and location.

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CERTIFIED FINANCIAL PLANNER® is a certification mark owned by the Certified Financial Planner Board of Standards Inc. (USA) and used by the FPA under license.

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Latest insights

A financial planner can provide advice on a whole range of financial matters you could be dealing with at different life stages. They can help you manage your debts, plan for retirement, save for your kids’ education and invest in assets, including property. Whether you’re buying your first home, starting a family, changing careers or planning for life after your kids leave the nest, financial planning can offer you all sorts of benefits..
At a time when both share and fixed interest volatility is heightened, it’s important to point out the importance of looking at the long term returns and riding out any short-term hiccups. It’s also worth noting that interest rates on cash are still very low, so while it’s a safer option compared to shares, it’s not necessarily a profitable one given the current inflationary environment. That’s where alternatives come in and why we often include them in our portfolios.
What is deeming? Services Australia (Centrelink) use “deeming” rules to work out income from your financial assets. The actual “deeming rate” (refer below) is the rate of income the government assumes a person's financial assets have earned. It forms a part of the income test for certain Centrelink payments, including the Age Pension. It can affect how much Age Pension a retiree receives.