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Retirement Planning

A successful retirement is just as much about getting the lifestyle right as it is about your financial decisions. Having helped many clients over many years, we can help you explore this.

  • How will you be spending your time?
  • Do you plan to travel a lot around Australia and need a lock-and-leave home?
  • Will you be having a few short holidays close to home, so you can spend time with the grandkids?
  • Would you like to do some volunteering or casual work?
  • Are you and your partner on the same page with your retirement plans, or do you need to work through some challenges?

Discussing these types of questions is key to creating the right financial plan for you and your retirement that will:

  • Generate the income you need in the most tax effective manner
  • Provide a clear picture of how long you can expect your capital to last – and adjusting spending plans or investment strategies to make sure you don’t outlive your savings
  • Make sure any Centrelink or DVA entitlements are factored into your financial plan
  • Ensure you have access to liquid funds to cover holidays, car upgrades and other one-off purchases
  • Include the investments and product types that are most suited to your personal retirement plans

We’ll then meet regularly – usually once a year – to check things are going well. Of course, if there have been any significant changes to your situation, we can make the appropriate recommendations and adjustments.

We’re here to help make sure your financial plan suits you at every stage of your retirement.

Request an appointment for Retirement Planning

Latest insights

As we transition from the working world into retirement, our financial perspectives undergo significant shifts. While we’re working, we have the reassurance of regular pay. This allows us to plan, save for one-off costs, and even extend our retirement timeline if something goes wrong. However, once we retire, the flow of a salary stops and we often face anxiety over the pool of money for retirement not being enough. Understanding the cognitive biases that affect us during these stages can help manage these transitions more effectively.
$1,000,000,000 ($1 trillion) will be passed on to the next generation of Australians by 2025, this number is projected to balloon to $3.5 trillion by 2025. It is a life altering event and one of life’s major financial crossroads, bringing new challenges and complexity as your lifestyle and wealth management goals change.