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Superannuation Advice

Superannuation has tax concessions in both accumulation and pension phase which make it an important part of financial planning for employees, self-employed and retirees alike.

We help work through the different types of superannuation contributions available to you and the caps that apply.  Good superannuation advice is just as much about avoiding costly mistakes as it is taking advantage of the right options such as:

  • Salary sacrifice,
  • Spouse contributions/splitting,
  • Co-contributions,
  • Personal contributions (concessional or non-concessional)
  • Downsizer contributions.

If you have or are considering a self-managed superannuation fund (SMSF) then we can help you assess whether it is right for you, and to set up and maintain one going forward.  We also work with retail super funds, employer funds, government schemes and industry funds.  In short, it’s about what works for you, not what works for us!

Request an appointment for Superannuation Advice

Latest insights

As we transition from the working world into retirement, our financial perspectives undergo significant shifts. While we’re working, we have the reassurance of regular pay. This allows us to plan, save for one-off costs, and even extend our retirement timeline if something goes wrong. However, once we retire, the flow of a salary stops and we often face anxiety over the pool of money for retirement not being enough. Understanding the cognitive biases that affect us during these stages can help manage these transitions more effectively.
$1,000,000,000 ($1 trillion) will be passed on to the next generation of Australians by 2025, this number is projected to balloon to $3.5 trillion by 2025. It is a life altering event and one of life’s major financial crossroads, bringing new challenges and complexity as your lifestyle and wealth management goals change.