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Cashflow Advice

Cashflow is the backbone of just about every financial planning strategy we work with.  On a general level it involves helping you create a realistic picture of your expenditure, how to best structure this, or how it can be adjusted to ensure it is able to be maintained over the long term.  More specifically it ensures you are able to pay for insurance, or to meet your savings and loan repayment goals.

Before retirement, we concentrate on setting up appropriate savings, balancing debt repayment, and the right structures to ensure you pay no more tax than you need to.  

After retirement, it is about creating a regular income that is enough for you to enjoy yourself now but maintain capital for your estate and/or quality aged care accommodation when the time comes.

Request an appointment for Cashflow Advice

Latest insights

A government task force looking into the aged care sector in Australia has recommended that those of us with the financial means should pay for our own living and accommodation costs. This would be a substantial change to what currently happens. Currently, the taxpayer covers most of the expenses for aged care – around 75% of residential care costs and 95% of in-home care costs.
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