FAQ’s

Since every Statement of Advice is unique to the client, we don’t charge one fixed fee.  Our SOA fee starts at $2,950 for simple advice, and increases from there depending on the complexity of your situation and the areas of advice you’d like us to cover.

We’ll calculate the fee and check you’re happy to proceed before providing any advice.

If your advice includes a product recommendation (such as superannuation or pensions) we may be able to deduct the SOA fee from your account. Otherwise, we can provide an invoice when we present your SOA.

Financial planning is about adapting your financial strategies over the years to match your changing needs. We typically take you through 6 steps, but sometimes we may focus on one issue or just a few parts of the process to achieve your goals.

LISTEN

Step 1: We meet to get a complete picture of your financial situation.

Step 2: Identify your financial and lifestyle goals.

RESPOND

Step 3: Identify your financial issues and any gaps, to make sure you get to where you want to go.

Step 4: Prepare your financial plan, bringing together your situation, goals and our recommended strategies.

DELIVER

Step 5: Implement your financial plan and get your investments up and running.

Step 6: Review and revise your plan over time.

Get in touch

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Latest insights

A financial planner can provide advice on a whole range of financial matters you could be dealing with at different life stages. They can help you manage your debts, plan for retirement, save for your kids’ education and invest in assets, including property. Whether you’re buying your first home, starting a family, changing careers or planning for life after your kids leave the nest, financial planning can offer you all sorts of benefits..
At a time when both share and fixed interest volatility is heightened, it’s important to point out the importance of looking at the long term returns and riding out any short-term hiccups. It’s also worth noting that interest rates on cash are still very low, so while it’s a safer option compared to shares, it’s not necessarily a profitable one given the current inflationary environment. That’s where alternatives come in and why we often include them in our portfolios.
What is deeming? Services Australia (Centrelink) use “deeming” rules to work out income from your financial assets. The actual “deeming rate” (refer below) is the rate of income the government assumes a person's financial assets have earned. It forms a part of the income test for certain Centrelink payments, including the Age Pension. It can affect how much Age Pension a retiree receives.