Personal Insurance

Do you need insurance cover? Is it the right type of cover? Is it the right amount of cover?

At Goldsborough we are passionate about the need to protect what is most important to our clients, their income, and their family. Personal risk insurance is a key element of financial planning.

Our specialist personal insurance adviser can:

  • Advise you on the types of insurance and sums insured required to cover you adequately,
  • Where affordability is an issue work with you on balance of cover and premium
  • Provide access to multiple insurance providers
  • Use their experience to help navigate complicated medical underwriting
  • Assist in the event of a potential claim

Book an appointment with our personal insurance adviser today.

Request an appointment for Personal Insurance

Latest insights

A financial planner can provide advice on a whole range of financial matters you could be dealing with at different life stages. They can help you manage your debts, plan for retirement, save for your kids’ education and invest in assets, including property. Whether you’re buying your first home, starting a family, changing careers or planning for life after your kids leave the nest, financial planning can offer you all sorts of benefits..
At a time when both share and fixed interest volatility is heightened, it’s important to point out the importance of looking at the long term returns and riding out any short-term hiccups. It’s also worth noting that interest rates on cash are still very low, so while it’s a safer option compared to shares, it’s not necessarily a profitable one given the current inflationary environment. That’s where alternatives come in and why we often include them in our portfolios.
What is deeming? Services Australia (Centrelink) use “deeming” rules to work out income from your financial assets. The actual “deeming rate” (refer below) is the rate of income the government assumes a person's financial assets have earned. It forms a part of the income test for certain Centrelink payments, including the Age Pension. It can affect how much Age Pension a retiree receives.