Personal Insurance

Do you need insurance cover? Is it the right type of cover? Is it the right amount of cover?

At Goldsborough we are passionate about the need to protect what is most important to our clients, their income, and their family. Personal risk insurance is a key element of financial planning.

Our specialist personal insurance adviser can:

  • Advise you on the types of insurance and sums insured required to cover you adequately,
  • Where affordability is an issue work with you on balance of cover and premium
  • Provide access to multiple insurance providers
  • Use their experience to help navigate complicated medical underwriting
  • Assist in the event of a potential claim

Book an appointment with our personal insurance adviser today.

Request an appointment for Personal Insurance

Latest insights

Whilst there is often no single cause for market volatility, there are some conditions that can lead to it. In recent times, we have seen concerns about when interest rates and inflation, the perception of a housing market bubble, and instability in global affairs affect the ability of investors to obtain a reliable picture of the future. While these kinds of stories are not new and may not have triggered the recent stock market fall, they are some of the forces at play in the current market turmoil.
The type of concession card you may be eligible for is based on your age and circumstances. A Pensioner Concession Card (PCC) is issued to pensioners, a Low Income Health Care Card (LIHCC), is issued to someone on lower income, regardless of their age, and a Commonwealth Seniors health Card (CSHC), is available to someone who is above age pension age and doesn’t qualify for any social security payment.
The last 3 years in markets have been a challenging time, first came COVID and then the Russian invasion of Ukraine, it’s hard to see the light at the end of the tunnel. Household consumption is the primary force behind economic growth and it’s been experiencing a difficult combination of soaring mortgage rates, increased living expenses and persistent inflation. Together, these things are causing a decrease in disposable income. These strains are likely to persist for a while yet and are causing the short-term fluctuations you might be seeing in your portfolios, depending on your level of share exposure.