Lachlan Harvey

Director | Certified Financial Planner ® | B.Ec, Grad Dip FP

A bit about me professionally…

I’ve been a financial adviser for over 20 years. Most often, I work with people planning their retirement – but we all have things in our lives we’re planning for.

If you think your situation might be a bit different or complicated, then I might be the financial adviser for you.

The number one thing I love about my job is having really meaningful conversations with people. Financial planning is rarely about number crunching and more about understanding people, their relationships, what motivates them, what inspires them, and their aspirations for the future. It’s an enormous privilege to have my clients share their stories with me, and I have the opportunity to make a positive contribution in someone’s life.

In my time as financial adviser, I’ve learned the importance of being good listener, asking more questions, and writing things down.

A bit about me personally…

My greatest joy in life is seeing my two children grow up to be wonderfully independent and conscientious people.

I also love chocolate, dogs, and dad jokes.

Dislikes: Vegemite.

Play Video

CERTIFIED FINANCIAL PLANNER® is a certification mark owned by the Certified Financial Planner Board of Standards Inc. (USA) and used by the FPA under license.

Important Notice: Goldsborough Financial Services would like to warn our clients and website visitors that we will never make unsolicited contact with individuals through text message, WhatsApp, Facebook, or any other social media platform. Please be aware that scammers often use the names and images of reputable financial professionals to deceive people and steal their money.

It is also important to note that Goldsborough does not promote or endorse any cryptocurrency trading schemes. We urge you to exercise caution and thoroughly research any investment opportunities before making any financial decisions. If you have any concerns or questions regarding any communication you have received, please do not hesitate to contact us directly through our official channels.

To view Lachlan's latest Blog articles Click here

Support staff

Matthew Kelly

Matthew Kelly

Financial Adviser
Jodie Boydon

Jodie Boydon

Client Service Manager

Request an appointment with Lachlan

Latest insights

Whilst there is often no single cause for market volatility, there are some conditions that can lead to it. In recent times, we have seen concerns about when interest rates and inflation, the perception of a housing market bubble, and instability in global affairs affect the ability of investors to obtain a reliable picture of the future. While these kinds of stories are not new and may not have triggered the recent stock market fall, they are some of the forces at play in the current market turmoil.
The type of concession card you may be eligible for is based on your age and circumstances. A Pensioner Concession Card (PCC) is issued to pensioners, a Low Income Health Care Card (LIHCC), is issued to someone on lower income, regardless of their age, and a Commonwealth Seniors health Card (CSHC), is available to someone who is above age pension age and doesn’t qualify for any social security payment.
The last 3 years in markets have been a challenging time, first came COVID and then the Russian invasion of Ukraine, it’s hard to see the light at the end of the tunnel. Household consumption is the primary force behind economic growth and it’s been experiencing a difficult combination of soaring mortgage rates, increased living expenses and persistent inflation. Together, these things are causing a decrease in disposable income. These strains are likely to persist for a while yet and are causing the short-term fluctuations you might be seeing in your portfolios, depending on your level of share exposure.