Financial planning fees

How much do Goldsborough’s financial planning services cost?

We don’t charge for the initial consultation, so that our advisers can get to know your requirements – and you can see if they’re right for you. So, while it isn’t free financial advice, it is a great way to get to know us and what we can do together.

If you want to go ahead with strategic advice, we’ll get your agreement upfront on the fees and scope of our work – so there are no surprises. We include a face-to-face meeting to go through the recommendations and Statement of Advice. We’ll also provide you with the fee for us to implement investments we may recommend as part of the advice.

Our fees are based purely on the services that you want us to provide – not on how much your portfolio is worth. If your advice includes insurances, this may be paid via a fee for service or commission arrangement – or a combination. But as with any of our fees, this will be discussed and clearly explained to you.

We have special packages for tailored aged care financial advice, as well as Centrelink assistance.

Ongoing financial services package

We ensure our ongoing service fees are a true reflection of the services you need and will receive from us.

Our fee structure is tailored to suit each client’s specific needs and requirements because we understand all clients are different. So your fees will always reflect your situation and the advice you need.

Get in touch

This field is for validation purposes and should be left unchanged.

Latest insights

Whilst there is often no single cause for market volatility, there are some conditions that can lead to it. In recent times, we have seen concerns about when interest rates and inflation, the perception of a housing market bubble, and instability in global affairs affect the ability of investors to obtain a reliable picture of the future. While these kinds of stories are not new and may not have triggered the recent stock market fall, they are some of the forces at play in the current market turmoil.
The type of concession card you may be eligible for is based on your age and circumstances. A Pensioner Concession Card (PCC) is issued to pensioners, a Low Income Health Care Card (LIHCC), is issued to someone on lower income, regardless of their age, and a Commonwealth Seniors health Card (CSHC), is available to someone who is above age pension age and doesn’t qualify for any social security payment.
The last 3 years in markets have been a challenging time, first came COVID and then the Russian invasion of Ukraine, it’s hard to see the light at the end of the tunnel. Household consumption is the primary force behind economic growth and it’s been experiencing a difficult combination of soaring mortgage rates, increased living expenses and persistent inflation. Together, these things are causing a decrease in disposable income. These strains are likely to persist for a while yet and are causing the short-term fluctuations you might be seeing in your portfolios, depending on your level of share exposure.