Investment and Product Advice

Investment advice

The right advice can help you make empowered investment decisions and reach your financial goals sooner.

Our financial advisers can get you on track with investment advice that includes:

  • professional risk profiling to work out the most appropriate assets to invest in
  • helping you understand risk and how to balance it to meet your financial goals
  • tailoring a diverse portfolio to make sure you get the results you want, when you want them

Investment Products

We can also recommend a range of investment products such as wrap accounts, master trusts, retail products and portfolio administration services with underlying investments including:

  • direct shares
  • managed funds
  • Exchange Traded Funds (ETFs)
  • term deposits
  • annuities

And because we hold our own Australian Financial Services license, we’re free from third-party restrictions when developing our portfolios.

Our Investment philosophy

We strive to bring you the best possible return, with a level of risk and uncertainty you’re comfortable with.

So when we recommend an investment, we’re guided by our 4 principles:

It’s Personal:

Everything we do is tailored specifically to you and your goals, needs and experiences.

It’s Researched:

Financial planning is what we do best. So we leave stock picking and investment management to the experts who can make day-to-day investment decisions on your behalf.

It’s Diversified:

We’ll ensure your investments are spread across different ‘baskets’ to reduce your risk and smooth your returns.

It’s Disciplined:

Rather than react to market movements, a smart strategy and long-term outlook can prevent the pitfalls of emotional investing. This may mean holding your hand through market volatility.

Request an appointment for Investment and Product Advice

Latest insights

A financial planner can provide advice on a whole range of financial matters you could be dealing with at different life stages. They can help you manage your debts, plan for retirement, save for your kids’ education and invest in assets, including property. Whether you’re buying your first home, starting a family, changing careers or planning for life after your kids leave the nest, financial planning can offer you all sorts of benefits..
At a time when both share and fixed interest volatility is heightened, it’s important to point out the importance of looking at the long term returns and riding out any short-term hiccups. It’s also worth noting that interest rates on cash are still very low, so while it’s a safer option compared to shares, it’s not necessarily a profitable one given the current inflationary environment. That’s where alternatives come in and why we often include them in our portfolios.
What is deeming? Services Australia (Centrelink) use “deeming” rules to work out income from your financial assets. The actual “deeming rate” (refer below) is the rate of income the government assumes a person's financial assets have earned. It forms a part of the income test for certain Centrelink payments, including the Age Pension. It can affect how much Age Pension a retiree receives.