News & views

Explore our latest blog articles, newsletters, videos and more. We add a new blog article to this page every week, and you can subscribe below for notifications. If you have a topic you would like to read about in one of our future articles, please get in touch and let us know.

Budgeting, Investment markets, Lifestyle, Pre-retirees, Retirees

Selling a Small Business? What you should consider..

As a professional financial adviser, I’m often asked “what do I need to take into account when selling my small business?” Selling a small business can be a complex process, but with careful planning and execution, you can maximize your chances of success.

Age pension, Budgeting, Government benefits, Investment markets, Lifestyle, Pre-retirees, Retirees

Women are less confident investors .. but get better investment returns!

Humans are naturally overconfident. We overestimate our own ability compared to others. One of the most often quoted studies showed that 93% of drivers rated themselves better than the median. We also know that men usually rate themselves as better drivers than women. However, the data shows the opposite. Men are four times more likely to be involved in a fatal car accident. Men also pay more for car insurance.

Budgeting, Government benefits, Investment markets, Lifestyle, Pre-retirees, Retirees

Maximise your tax savings before June 30

With the end of the financial year quickly approaching, now is the perfect time to review your superannuation contributions with your adviser!

Age pension, Aged care, Budgeting, Government benefits, Investment markets, Lifestyle, Pre-retirees, Retirees

Aged Care fees could be changing..

A government task force looking into the aged care sector in Australia has recommended that those of us with the financial means should pay for our own living and accommodation costs. This would be a substantial change to what currently happens. Currently, the taxpayer covers most of the expenses for aged care – around 75% of residential care costs and 95% of in-home care costs.

Budgeting, Lifestyle, Pre-retirees, Retirees

Financial Empowerment for Single Women: A Practical Guide

Being a single woman comes with its unique set of challenges, especially when it comes to managing finances. Whether you’re single by choice, divorce, or loss, taking control of your financial wellbeing is essential. In this blog, we’ll explore practical advice tailored specifically for single women to achieve financial independence and security.

Investment markets, Lifestyle, Pre-retirees, Retirees

How to get extra money into super if you’re selling a business

Once owners of a small business decide it’s time to sell, knowing the rules around capital gains tax (CGT) may mean no tax on the sale and getting more money into super – potentially up to $1.705 million (the CGT Cap) – even if they’ve already reached the $1.9 million total super balance (TSB).

Budgeting, Investment markets, Lifestyle, Pre-retirees, Retirees

Stage 3 Tax Cuts: Sliced and diced

The Stage 3 tax cuts have been to the butcher shop and carved into new cuts. What has been minced is the political element of this, i.e. broken promises, bracket creep, rich people were getting too much, low-income earners need it to meet cost of living etc., but if we slice through the politics, there’s way more to consider…

Budgeting, Investment markets, Lifestyle, Pre-retirees, Retirees

Financial Independence – let’s aim to achieve that!

Independence is an important value to all Australians. It's also a value that's central to how we feel about and use our money. When we feel financially free, we can make a wider variety of choices, pursue our passions, and find our ideal version of work-life balance.

Age pension, Budgeting, Government benefits, Investment markets, Lifestyle, Pre-retirees, Retirees

Financial Planning for couples – greater than the sum of two parts

Do you have a partner in life? Are they on the same page as you financially? Do you like having a separate bank account just for you, or does everything go into a big melting pot? Great financial planning should consider the nuance of how money works within different relationships. Many couples have separate finances but still want to plan for a successful financial future together.

Age pension, Government benefits, Lifestyle, Pre-retirees, Retirees

Dealing with market volatility

Whilst there is often no single cause for market volatility, there are some conditions that can lead to it. In recent times, we have seen concerns about when interest rates and inflation, the perception of a housing market bubble, and instability in global affairs affect the ability of investors to obtain a reliable picture of the future. While these kinds of stories are not new and may not have triggered the recent stock market fall, they are some of the forces at play in the current market turmoil.

Get in touch

Latest insights

23 April 2024

News & views

Filter by

Category

Author

Selling a Small Business? What you should consider..