News & views

Explore our latest blog articles, newsletters, videos and more. We add a new blog article to this page every week, and you can subscribe below for notifications. If you have a topic you would like to read about in one of our future articles, please get in touch and let us know.

Filter by

Category










Author











These are common questions we hear from clients about to retire or already retired - regardless of how much wealth they’ve accumulated. With all the mixed messages in the media and the complicated rules around superannuation, retirement incomes and tax, managing wealth in retirement can feel overwhelming. Ensuring you live the retirement you deserve, takes careful planning - you need a budget and some goals!
At its October meeting, the Reserve Bank of Australia (RBA) left the cash rate on hold for the fourth meeting in a row at 4.1%. The pause in interest rates over the last four months comes after the biggest interest rate increase cycle (400 basis points over 14 months) since the late 1980s. The rate increases since April last year mean that a variable rate borrower with a $600,000 mortgage will have seen around $1,300 a month added to their mortgage payments. That’s $15,600 a year!
Following the March inflation data, Australian students who still have HELP/HECS debt, will be hit with a major increase come 1 June 2023. Whilst interest is not charged on HELP/HECS loans, the amount of the debt is adjusted on the 1st of June each year, in accordance with an annually determined inflation factor. It is based on the year-on-year CPI figure, measured quarterly up to the end of March. Therefore, the rate of indexation for 2023 will be 7.1%. This is the highest indexation rate seen in 32 years.
Once thought of as an ‘end goal,’ retirement for many Australians now represents a new beginning – a time to learn, grow and explore. Life expectancies are on the rise and medical advances have improved our general health, giving people more time to thrive in their later years. Another game changer has been our superannuation system, which turns 30 this year. With three-decades worth of superannuation savings, many Australians aged in their 50s and 60s have accumulated meaningful amounts of money in super.

Get in touch

This field is for validation purposes and should be left unchanged.

Latest insights

A significant update on the horizon is the transformation of the Home Care Packages Program in Australia, set to take effect from 1 July 2025.
In 2023 after 8 years in the industry I embarked on the journey to become a registered Financial Adviser. Completing my professional year in early 2024 was a significant milestone, since then I've had the privilege of directly helping people from all walks of life in navigate the complexities of personal finance. The journey so far has been rewarding but not entirely what I expected it might be.
Superannuation is something most Australians are familiar with. It’s mandatory for employers to contribute a portion of your wages into a complying super fund, which is then invested to grow over time, ensuring you have a nest egg for retirement. Typically, we rely on external super funds to manage these investments, and there’s a wide range of options available—from low-cost funds to more tailored solutions.