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Intergenerational family
Investment markets, Lifestyle, Pre-retirees, Retirees

Australia’s “secret” inheritance tax

A significant area of inheritance tax “by stealth” is a deceased person’s superannuation benefits. Superannuation held by a person at the time of their death may include benefits in the accumulation phase, the pension phase, or a combination of both.
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Momir Vuksa
Budgeting, Investment markets, Lifestyle, Pre-retirees, Retirees

Goldsborough 2023: Looking back…to the future.

As a proud South Australian business and industry leader in financial services, Goldsborough has nurtured a workplace culture that attracts and retains great people who want to grow with us, both from our internal team and client perspective. We recognise that culture is an outcome of those that contribute to it and our contributors (our people, professional relationships & our clients) have been key to our longevity.
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Age pension, Budgeting, Government benefits, Investment markets, Lifestyle, Pre-retirees, Retirees

Women are less confident investors .. but get better investment returns!

Humans are naturally overconfident. We overestimate our own ability compared to others. One of the most often quoted studies showed that 93% of drivers rated themselves better than the median. We also know that men usually rate themselves as better drivers than women. However, the data shows the opposite. Men are four times more likely to be involved in a fatal car accident. Men also pay more for car insurance.
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Aged Care costs
Age pension, Aged care, Budgeting, Government benefits, Investment markets, Lifestyle, Pre-retirees, Retirees

Aged Care fees could be changing..

A government task force looking into the aged care sector in Australia has recommended that those of us with the financial means should pay for our own living and accommodation costs. This would be a substantial change to what currently happens. Currently, the taxpayer covers most of the expenses for aged care – around 75% of residential care costs and 95% of in-home care costs.
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Latest insights

27 August 2026
Senior couple applying for Age Pension online

Deeming Rates To Rise and Aged Pension Payments to Increase

Boris Pedisic
From 20 September 2026, Australia's social security deeming rates will rise by 0.5%,
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21 August 2026
portrait-senior-couple-holding-wineglasses-hand-looking-each-other-standing-kitchen

Fear of Running Out of Money in Retirement: How Australians Can Retire with Confidence

Brenton Miegel
One of the biggest concerns facing Australians approaching retirement is the fear of running out of money. Financial experts have even coined a term for it: FORO (Fear of Running Out). While this anxiety is understandable, research suggests that many retirees may be more financially secure than they realise. By understanding the factors that influence retirement income and longevity, Australians can make more informed decisions and enjoy their retirement with greater confidence.
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31 July 2026

Do You Really Know What’s Inside Your Super?

Sam Martin
During recent client review meetings, I've noticed two concerns coming up regularly. The first is the growing dominance of large US technology companies and whether current valuations can continue rising. The second is rising government debt levels around the world, particularly in the United States and Australia, and whether governments are willing or able to address these issues over the long term.
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