Superannuation Advice

Superannuation has tax concessions in both accumulation and pension phase which make it an important part of financial planning for employees, self-employed and retirees alike.

We help work through the different types of superannuation contributions available to you and the caps that apply.  Good superannuation advice is just as much about avoiding costly mistakes as it is taking advantage of the right options such as:

  • Salary sacrifice,
  • Spouse contributions/splitting,
  • Co-contributions,
  • Personal contributions (concessional or non-concessional)
  • Downsizer contributions.

If you have or are considering a self-managed superannuation fund (SMSF) then we can help you assess whether it is right for you, and to set up and maintain one going forward.  We also work with retail super funds, employer funds, government schemes and industry funds.  In short, it’s about what works for you, not what works for us!

Request an appointment for Superannuation Advice

Latest insights

I’ve spent years helping people plan for their futures strategizing, forecasting and fine tuning the numbers. But nothing recalibrates your sense of “the future” quite like becoming a dad.
From 20 September this year, deeming rates will increase for the first time since the Covid-era freeze. This change may affect people whose payments and benefits are determined by the income test. The announcement confirms that rates will gradually return to ‘pre-pandemic settings’ with staged increases to take effect in the future. Increases will be realigned from 1 July to the same time that payments are indexed (expected to be 20 March and 20 September).