Valeska Farrow

Risk Adviser | B Bus | Adv Dip FS | Authorised Representative No. 1257567

I started in financial services over 30 years ago, working at a large Australian Financial Services company for 25 years before joining Goldsborough in May 2014. 

I work closely with Craig Kirkwood, assisting him with all aspects of personal insurance, quoting, formal advice documents, applications, claims, and ongoing service.

I have two very sporty teenage children which involve a lot of my time driving them to their various training and commitments. Living close to the foothills of Adelaide you will often find me walking the trails around Brownhill Creek or Waite Conversation Reserve. Born and bred in the bush I thoroughly enjoy the outdoor life.

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Latest insights

You’re retired and you’ve set yourself up well financially. You have no debt, no job to lose, no (or little) taxable income, no kids eating your fridge out and ready access to capital. You’re the envy of every financially stressed 40 year old with years of pressure head of them; possibly your own children. You wonder how you can help but you don’t want to just hand over cash without a purpose, and you also don’t want to create dependency or expectations.
One of the biggest concerns facing Australians approaching retirement is the fear of running out of money. Financial experts have even coined a term for it: FORO (Fear of Running Out). While this anxiety is understandable, research suggests that many retirees may be more financially secure than they realise. By understanding the factors that influence retirement income and longevity, Australians can make more informed decisions and enjoy their retirement with greater confidence.