FAQ’s

Since every Statement of Advice is unique to the client, we don’t charge one fixed fee.  Our SOA fee starts at $2,950 for simple advice, and increases from there depending on the complexity of your situation and the areas of advice you’d like us to cover.

We’ll calculate the fee and check you’re happy to proceed before providing any advice.

If your advice includes a product recommendation (such as superannuation or pensions) we may be able to deduct the SOA fee from your account. Otherwise, we can provide an invoice when we present your SOA.

Financial planning is about adapting your financial strategies over the years to match your changing needs. We typically take you through 6 steps, but sometimes we may focus on one issue or just a few parts of the process to achieve your goals.

LISTEN

Step 1: We meet to get a complete picture of your financial situation.

Step 2: Identify your financial and lifestyle goals.

RESPOND

Step 3: Identify your financial issues and any gaps, to make sure you get to where you want to go.

Step 4: Prepare your financial plan, bringing together your situation, goals and our recommended strategies.

DELIVER

Step 5: Implement your financial plan and get your investments up and running.

Step 6: Review and revise your plan over time.

Goldsborough Financial Services would like to warn our clients and website visitors that we will never make unsolicited contact with individuals through text message, WhatsApp, Facebook, or any other social media platform. Please be aware that scammers often use the names and images of reputable financial professionals to deceive people and steal their money.

It is also important to note that Goldsborough does not promote or endorse any cryptocurrency trading schemes.

We urge you to exercise caution and thoroughly research any investment opportunities before making any financial decisions. If you have any concerns or questions regarding any communication you have received, please do not hesitate to contact us directly through our official channels.

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Latest insights

You’re retired and you’ve set yourself up well financially. You have no debt, no job to lose, no (or little) taxable income, no kids eating your fridge out and ready access to capital. You’re the envy of every financially stressed 40 year old with years of pressure head of them; possibly your own children. You wonder how you can help but you don’t want to just hand over cash without a purpose, and you also don’t want to create dependency or expectations.
One of the biggest concerns facing Australians approaching retirement is the fear of running out of money. Financial experts have even coined a term for it: FORO (Fear of Running Out). While this anxiety is understandable, research suggests that many retirees may be more financially secure than they realise. By understanding the factors that influence retirement income and longevity, Australians can make more informed decisions and enjoy their retirement with greater confidence.