John Oliver

Director | Certified Financial Planner ® | Dip FP

I’ve been in the financial services profession since 1983, and am a Certified Financial Planner with a Diploma in Financial Planning.

Having specialised in retirement planning and built a strong, loyal portfolio of clients over many years, I’m extremely committed to providing quality ongoing service to my clients.

As I’m nearing retirement, I’ve decided not to take on any new clients. However, should someone be referred to me, I’ll arrange for one of my experienced colleagues to meet with them.

I intend to spend my final few years doing the absolute best for my clients, in preparation for their transition to a younger Goldsborough adviser. I know they’ll be in good hands.

At this stage, I’ll remain a director and shareholder of Goldsborough, and so won’t disappear from the scene entirely when I cease advising.

I’ve loved my 37 years so far as a financial planner, and am very proud of the business we’ve built and the people we’ve helped.

Play Video

CERTIFIED FINANCIAL PLANNER® is a certification mark owned by the Certified Financial Planner Board of Standards Inc. (USA) and used by the FPA under license.


Support staff

Michelle Sanchez-McCallum

Michelle Sanchez-McCallum

Associate Adviser
Jodie Boydon

Jodie Boydon

Client Services Manager

Request an appointment with John

Latest insights

A financial planner can provide advice on a whole range of financial matters you could be dealing with at different life stages. They can help you manage your debts, plan for retirement, save for your kids’ education and invest in assets, including property. Whether you’re buying your first home, starting a family, changing careers or planning for life after your kids leave the nest, financial planning can offer you all sorts of benefits..
At a time when both share and fixed interest volatility is heightened, it’s important to point out the importance of looking at the long term returns and riding out any short-term hiccups. It’s also worth noting that interest rates on cash are still very low, so while it’s a safer option compared to shares, it’s not necessarily a profitable one given the current inflationary environment. That’s where alternatives come in and why we often include them in our portfolios.
What is deeming? Services Australia (Centrelink) use “deeming” rules to work out income from your financial assets. The actual “deeming rate” (refer below) is the rate of income the government assumes a person's financial assets have earned. It forms a part of the income test for certain Centrelink payments, including the Age Pension. It can affect how much Age Pension a retiree receives.